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31 Jul

Happy Birthday?? Pensions are changing

Are you a man born after 6 April 1945 or a woman born after 6 April 1950?

Changes to the State Pension have been announced and if you have answered “Yes” to the above question, these changes will affect you.

The first change affects women only. For women born after 6 April 1950 but before 6 April 1959, the State Pension age will gradually increase to 65, the same as for men. This increase will happen in stages between 2010 and 2020.

The second change is that, for anyone born on or after 6 April 1959, the State Pension age for both men and women will gradually increase from 65 to 68 between 2024 and 2046.

So, although the number of qualifying years of national insurance contributions needed for a full basic State Pension is reducing to 30 years from 44 years (for people who reach State retirement age on or after 6 April 2010), you may have to wait until you reach the age of 68 to take your State pension!

If you need any help or advice regarding these changes, please do not hesitate to contact us on 01992 444466 or directors@hbaccountants.co.uk.


HB Accountants Amwell House, 19 Amwell Street, Hoddesdon, Hertfordshire, EN11 8TS